Phone No: 0861-112-532
Fax No:     0861-112-849
                 
Address:   Office @ Nature Office Park.
                 Botterklapper St, The Willows,
                 Block A, Floor 1, Unit A3 & A4,
                 Pretoria, 0042   
                 
E -mail:     info@bondplusonline.co.za
Web:        www.bondplusonline.co.za

 
BondPlus Calculators Section Here you will find all the necessary calculators you need. All banks do have certain qualification requirements which will determine the maximum loan that will be
considered, potential borrowers are well advised to consider what bond repayment they can comfortably afford.

Transfer and Bond Registration Calculators
 
 

Complete the following Section
       
 

Purchase Price

R
 

Bond Amount

R
 

Deposit

R
 
 

Seller is a VAT Vendor
 
 

Purchaser is a Natural Person
 
 

Purchaser is a Legal Person
 
       
 
  
 
       

 
 

Summary Section
         
 

Transfer Cost

R
 
 

Bond Registration Cost

R
 
 

Total Cost

R

  
         


Additional Info - Transfer Cost
 

Purchase Price

R

Transfer Duty - Non Vatable

R

Deeds Office Examination Fee - Non Vatable

R

Conveyancer Tariff Fee

R

Postage & Petties

R

Deeds Office Search Fee

R

FICA Compliance Fee

R

Electronic Document Generation Fee

R

VAT

R

Provision for Rates & Taxes/Levies (not  applicable to City of Johannesburg clearances)

R

 Total Transfer Costs =

R
     


More Bond Detail
 

 Bond Amount =

R

Deeds Office Examination Fee - Not Vatable

R

Estimated Bank Initiation and Valuation fee
 (varies from R1200 to R2750)

R

Conveyancer Tariff Fee

R

Postage & Petties

R

Deeds Office Search Fee

R

FICA Compliance Fee

R

Electronic Document Generation Fee

R

VAT

R

Total Bond Registation Costs =

R
     


 

 

Bond Calculator
         
 

This calculator will determine your monthly home loan installment. Please remember that the amount obtained are calculated on prime (12.5%)
 

Bond Amount

R

(editable)

 

Interest Rate

 %

(editable)

 

Repayment Period

 yrs

(editable)

 

Monthly Installment

R
 
         


 

Loan Qualifier (Affordability)

Qualification is based on your gross monthly income and the prevailing interest rate, so as to ensure that you, our valued clients do not over commit financially.

In general, banks allow applicants to loan an amount where the repayments are no more than 30% of the gross monthly income.

A quick reference to the bank qualification criteria follows:
30% of the applicants gross salary (or joint gross salary if two)
Interest rate is based on the current prime-lending rate. However, a Bondplus Online consultant will ensure an individual assessment of your interest rate is obtained.
A clear consumer credit record.
Commission earners may average their commission earnings as part of their monthly salary (i.e six month average commission earned)

         
 
 Gross monthly Salary >>>

R

(editable)

 

Maximum Loan Repayment

R
 
 

Loan Period

 yrs

(editable)

 

Loan Period - In Months

 mnths
 
 

Interest Rate

 %

(editable)

 

 Loan Qualification

R
 

Not a confirmation of 100% "loan to value" approval





Email the above calculations to >>

  
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